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Career Details : Title Searchers

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Description

Compile list of mortgages, deeds, contracts, judgments, and other instruments (chain) pertaining to title by searching public and private records of real estate or title insurance company.

Experience

Some previous work-related skill, knowledge, or experience may be helpful in these occupations, but usually is not needed. For example, a drywall installer might benefit from experience installing drywall, but an inexperienced person could still learn to be an installer with little difficulty.

Education

These occupations usually require a high school diploma and may require some vocational training or job-related course work. In some cases, an associate's or bachelor's degree could be needed.

Training

Employees in these occupations need anywhere from a few months to one year of working with experienced employees.

Tasks

  • Searches lot books, geographic and general indices, and assessor's rolls to compile lists of transactions pertaining to property.
  • Compares legal description of property with legal description contained in records and indices to verify such factors as deed ownership.
  • Requisitions maps or drawings delineating property from company title plant, county surveyor, or assessor's office.
  • Uses computerized system to retrieve additional documentation needed to complete real estate transaction.
  • Examines title to determine if there are restrictions limiting use of property, lists restrictions, and indicates action needed for clear title.
  • Prepares closing statement, utilizing knowledge and expertise in real estate procedures.
  • Prepares title commitment and final policy of title insurance based on information compiled from title search.
  • Retrieves and examines closing files for accuracy and to ensure that information included is recorded and executed according to regulations.
  • Confers with realtors, lending institution personnel, buyers, sellers, contractors, surveyors, and courthouse personnel to obtain additional information.
  • Compiles information and documents required for title binder.
  • Reads search request to ascertain type of title evidence required and to obtain description of property and names of involved parties.

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    Important Abilities

    General Work Activities

    Important Skills

    Frequent Work Context

    • Indoors
    • Importance of Being Exact or Accurate
    • Provide a Service to Others
    • Deal With External Customers
    • Job-Required Social Interaction

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